MARY MONTGOMERY


Buying a Property

	Preparing to Buy

	Needs vs Wants

	Your Realtor Can Help

	Ask Your Realtor

	Financial Organization

	Mortgage and Options

	» First-time Buyer

	Viewing Homes

	Neighbourhoods

	Market Conditions

	Type of Ownership

	Making an Offer

	Negotiating

	Inspections & Appraisals

	Closing Day

	Costs


Selling a Property

	Market Analysis

	Pre-Listing Preparation

	Selecting a Realtor

	Renovations

	Curb Appeal

	Interior Preparation

	Property Value

» Learn More...


Organizing Finances

	Down Payment

	Your Credit

	Financial Ratios

	How Much Can I Afford?

	Getting Pre-Appoved

» Learn More...


Planning Your Move

	Moving Calendar

	Before You Move

	Moving with Kids

	Moving with Pets

	Moving Vehicles

» Learn More...

Why buy?

Two out of three Canadian families own a home – that's one of the highest rates of home ownership in the world. And for good reason.

It is also a good investment. With the increase in house prices, it is all the more important for first-time buyers to get a foot on the first rung of the property ladder.

Homeownership is the single largest source of savings for Canadian households

Unlike other investments, which can be quite volatile, the increase in the value of homes is relatively steady. The average house price in Canada has increased every year since 1998.

The return on your investment in your home can be substantial. In 2004, the average house price in Canada rose to a record $227,210 – a 9% increase in just one year and a 27% increase over four years.

Homeowners can use the equity in their homes as security for other loans.

Building equity in your first home is the first step on the property ladder. It gets you into the market, keeps you in touch with increasing house prices, and puts you in a good position to trade up to bigger and better houses as your circumstances allow.

Once you have decided to sell your property, the first thing is to list your property – establishing with Me the terms and conditions of the sale.

I will ask you to sign a Listing Agreement – an official document granting Me and My brokerage permission to represent you in the marketing and sale of your property.

I will help you sell your property faster and easier, getting your full value for your investment.

Go To Sellers' Info Guide

House hunting begins at home... with planning. Before you grab the road maps and hit the streets, you need to know how expensive a house you can afford to buy.

Knowing your affordable
price range will bring your house hunting into focus.

Go To Mortgage Guide

Moving is definitely not easy, but this section offers tips to make the whole experience easier, less trying, and less expensive.

"Good Planning is the
Key to a Successful
Move."

Go To Moving Guide

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