What
is my credit rating?
There are a number of steps to getting mortgage financing.
A particularly important step – and one many people
don't give much thought to is the credit check. As a routine
part of the application process the lender will order a copy
of your credit history.
Your personal credit history is compiled by credit bureaus
that collect information from various sources including banks,
retailers, and other public records, creating a credit report.
Information such as what credit and debit cards you have,
the types of accounts you have at various financial institutions,
information about personal loans, mortgages, student loans,
etc., is all part of the report. The report shows the creditors'
names, account numbers, the date accounts were started, the
current balance, as well as a detailed payment history (for
example, how many times you were over 30, 60, or 90 days late
in paying bills). Generally, credit reports show information
going back six to seven years.
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In
this section, discover the steps that will prepare you to look
for a home. I provide details on everything from questions to
ask Me, to getting your finances organized.
Once
you have decided to sell your property, the first thing is to
list your property – establishing with Me the terms and
conditions of the sale.
House
hunting begins at home... with planning. Before you grab
the road maps and hit the streets, you need to know how
expensive a house you can afford to buy.
Moving
is definitely not easy, but this section offers tips to
make the whole experience easier, less trying, and less
expensive. 
